Posts by: Tracey
Now we get to where I made most of my money to begin with (and no that doesn’t include the last few years – I got hit just like everyone else) and that’s the share market.
I know that not everyone wants to invest directly in shares and would rather use a more passive approach [...]
Once you have all the basics for getting rich in place, the next step is to start getting serious about building your wealth up into something more substantial.
And the next place most Aussie’s turn is investing in managed funds.
Now I’m not totally opposed to the idea of investing [...]
So I’ve already talked about putting your money into a high interest savings account, but which ones are the best? Do you choose an account based on convenience? Highest Interest Rate? Because you like their logo?
Now in Australia all of the best accounts are those that are online only, but they can be linked [...]
I used to think that the best way to pay off your debt was to pay off the highest interest credit cards and personal loans first. I mean it makes sense doesn’t it, that you’d want to get rid of the highest rate first since it’s costing you the most.
But the problem with this [...]
Setting up an emergency fund is one of the first things that you should do to get organised financially. Having one gives you peace of mind and allows you to feel secure that you’ll have the money there when you need it.
But how much money do you actually need in your emergency account?
While [...]
Sounds harsh I know, but seriously why do you think you are in debt? If you really want to get rid of the debt then not only do you need a plan to pay it off that you’ll stick to you also need to quit buying more stuff.
Quite recently my husband and I have [...]
Since I’ve written a book titled $0 to Rich I often get asked whether it really is possible. Can an ordinary person start with relatively no money and become rich?
Yes.
But it’s not an easy journey.
The reason that I believe that most people will never become rich is because they don’t believe it’s [...]
We all know that we should be saving money, but most of us usually blow any spare cash that we have on new stuff instead of saving it for our future. Why is that? Is it because we need instant gratification or that when it comes to saving we just don’t know where to start?
[...]
If the first step to becoming wealthy is to create a really simple no fuss budget, the next step is to get rid of your debt.
Now I’m not talking about your home loan (mortgage) here (that would take waaay to long), but I AM talking [...]
If you pick up any finance book you’ll find that most of them say that the first step to getting rich is to create a budget. But budgeting is soo boring – yawn. Who wants to write down every single thing that they earn and spend down to the dime?
I know what a hassle [...]
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